IFSC code, MICR code and branch code of all NEFT / RTGS / IMPS enabled bank branches in India

Abhyudaya Cooperative Bank IFSC Code

Ahmedabad Mercantile Cooperative Bank IFSC Code

Ahmednagar Merchants Co-Op Bank IFSC Code

Airtel Payments Bank IFSC Code

Akola Janata Commercial Cooperative Bank IFSC Code

Allahabad Bank IFSC Code

Almora Urban Cooperative Bank IFSC Code

Ambarnath Jaihind Coop Bank IFSC Code

Andhra Bank IFSC Code

Andhra Pradesh Grameena Vikas Bank IFSC Code

Andhra Pragathi Grameena Bank IFSC Code

Apna Sahakari Bank IFSC Code

Arvind Sahakari Bank IFSC Code

Au Small Finance Bank IFSC Code

Australia And New Zealand Banking Group IFSC Code

Axis Bank IFSC Code

B N P Paribas IFSC Code

Bandhan Bank IFSC Code

Bank Of America IFSC Code

Bank Of Baharain And Kuwait Bsc IFSC Code

Bank Of Baroda IFSC Code

Bank Of Ceylon IFSC Code

Bank Of India IFSC Code

Bank Of Maharashtra IFSC Code

Barclays Bank IFSC Code

Bassein Catholic Cooperative Bank IFSC Code

Bhagini Nivedita Sahakari Bank Pune IFSC Code

Bharat Cooperative Bank Mumbai IFSC Code

Bombay Mercantile Cooperative Bank IFSC Code

Canara Bank IFSC Code

Capital Small Finance Bank IFSC Code

Central Bank Of India IFSC Code

Chhattisgarh Rajya Gramin Bank IFSC Code

Citi Bank IFSC Code

Citizen Credit Cooperative Bank IFSC Code

City Union Bank IFSC Code

Coastal Local Area Bank IFSC Code

Corporation Bank IFSC Code

Credit Agricole Corporate And Investment Bank Calyon Bank IFSC Code

Credit Suisse Ag IFSC Code

CSB Bank IFSC Code

CTBC Bank Co IFSC Code

Darussalam Co Operative Urban Bank IFSC Code

DBS Bank India IFSC Code

DCB Bank IFSC Code

Dena Bank IFSC Code

Deogiri Nagari Sahakari Bank. Aurangabad IFSC Code

Deposit Insurance And Credit Guarantee Corporation IFSC Code

Deustche Bank IFSC Code

Dhanalakshmi Bank IFSC Code

Dmk Jaoli Bank IFSC Code

Doha Bank IFSC Code

Dombivli Nagari Sahakari Bank IFSC Code

Durgapur Steel Peoples Co-Operative Bank IFSC Code

Emirates Nbd Bank P J S C IFSC Code

Equitas Small Finance Bank IFSC Code

ESAF Small Finance Bank IFSC Code

Export Import Bank Of India IFSC Code

Federal Bank IFSC Code

Fincare Small Finance Bank IFSC Code

Fino Payments Bank IFSC Code

First Abu Dhabi Bank Pjsc IFSC Code

Firstrand Bank IFSC Code

G P Parsik Bank IFSC Code

Gs Mahanagar Co-Operative Bank IFSC Code

Haryana State Cooperative Bank IFSC Code

HDFC Bank IFSC Code

Himachal Pradesh State Cooperative Bank IFSC Code

HSBC Bank IFSC Code

Hutatma Sahakari Bank IFSC Code

ICICI Bank IFSC Code

IDBI Bank IFSC Code

IDFC First Bank IFSC Code

IDFC First Bank IFSC Code

Idukki District Co Operative Bank IFSC Code

India Post Payment Bank IFSC Code

Indian Bank IFSC Code

Indian Overseas Bank IFSC Code

Indusind Bank IFSC Code

Industrial And Commercial Bank Of China IFSC Code

Industrial Bank Of Korea IFSC Code

Irinjalakuda Town Co-Operative Bank IFSC Code

Jalgaon Janata Sahakari Bank IFSC Code

Jammu And Kashmir Bank IFSC Code

Jana Small Finance Bank IFSC Code

Jana Small Finance Bank IFSC Code

Janakalyan Sahakari Bank IFSC Code

Janaseva Sahakari Bank IFSC Code

Janaseva Sahakari Bank Borivli IFSC Code

Janata Sahakari Bank IFSC Code

Janatha Seva Cooperative Bank IFSC Code

Jio Payments Bank IFSC Code

JP Morgan Bank IFSC Code

Kallappanna Awade Ichalkaranji Janata Sahakari Bank IFSC Code

Kalupur Commercial Cooperative Bank IFSC Code

Kalyan Janata Sahakari Bank IFSC Code

Karnataka Bank IFSC Code

Karnataka Gramin Bank IFSC Code

Karnataka Vikas Grameena Bank IFSC Code

Karur Vysya Bank IFSC Code

Keb Hana Bank IFSC Code

Kerala Gramin Bank IFSC Code

Kookmin Bank IFSC Code

Kotak Mahindra Bank IFSC Code

Kozhikode District Cooperatiave Bank IFSC Code

Krungthai Bank IFSC Code

Laxmi Vilas Bank IFSC Code

Maharashtra Gramin Bank IFSC Code

Maharashtra State Cooperative Bank IFSC Code

Mahesh Sahakari Bank IFSC Code

Mashreq Bank IFSC Code

Mizuho Bank IFSC Code

Model Cooperative Bank IFSC Code

MUFG Bank IFSC Code

Nagar Urban Co Operative Bank IFSC Code

Nagpur Nagarik Sahakari Bank IFSC Code

National Bank for Agriculture And Rural Development IFSC Code

Nav Jeevan Co Op Bank IFSC Code

New India Cooperative Bank IFSC Code

NKGSB Cooperative Bank IFSC Code

North East Small Finance Bank IFSC Code

NSDL Payments Bank IFSC Code

Nsdl Payments Bank IFSC Code

Nutan Nagarik Sahakari Bank IFSC Code

Oriental Bank Of Commerce IFSC Code

Pavana Sahakari Bank IFSC Code

Paytm Payments Bank IFSC Code

Prime Cooperative Bank IFSC Code

PT Bank Maybank Indonesia Tbk IFSC Code

Punjab And Sind Bank IFSC Code

Punjab National Bank IFSC Code

Qatar National Bank SAQ IFSC Code

Rabobank International IFSC Code

Rajarambapu Sahakari Bank IFSC Code

Rajarshi Shahu Sahakari Bank IFSC Code

Rajasthan Marudhara Gramin Bank IFSC Code

Rajgurunagar Sahakari Bank IFSC Code

Rajkot Nagrik Sahakari Bank IFSC Code

Rajnandgaon District Central Co-Operative Bank IFSC Code

RBL Bank IFSC Code

Reserve Bank Of India IFSC Code

Sahebrao Deshmukh Cooperative Bank IFSC Code

Samarth Sahakari Bank IFSC Code

Sant Sopankaka Sahakari Bank IFSC Code

Saraspur Nagrik Bank IFSC Code

Saraswat Cooperative Bank IFSC Code

Satara Sahakari Bank IFSC Code

Sber Bank IFSC Code

SBM Bank India IFSC Code

Shikshak Sahakari Bank IFSC Code

Shinhan Bank IFSC Code

Shivalik Mercantile Co Operative Bank IFSC Code

Shree Kadi Nagarik Sahakari Bank IFSC Code

Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank IFSC Code

Shri Veershaiv Co Op Bank IFSC Code

Sir M Visvesvaraya Co Operative Bank IFSC Code

Smriti Nagrik Sahakari Bank Maryadit IFSC Code

Societe Generale IFSC Code

Solapur Janata Sahakari Bank IFSC Code

South Indian Bank IFSC Code

Sree Charan Souhardha Co Operative Bank IFSC Code

Standard Chartered Bank IFSC Code

State Bank Of India IFSC Code

Suco Souharda Sahakari Bank IFSC Code

Sumitomo Mitsui Banking Corporation IFSC Code

Surat National Cooperative Bank IFSC Code

Suryoday Small Finance Bank IFSC Code

Sutex Cooperative Bank IFSC Code

Syndicate Bank IFSC Code

Tamilnad Mercantile Bank IFSC Code

Telangana State Coop Apex Bank IFSC Code

Textile Traders Co Operative Bank IFSC Code

The A.P. Mahesh Cooperative Urban Bank IFSC Code

The Ahmednagar District Central Co-operative Bank IFSC Code

The Ajara Urban Co Op Bank IFSC Code

The Akola District Central Cooperative Bank IFSC Code

The Akola Urban Cooperative Bank IFSC Code

The Andhra Pradesh State Cooperative Bank IFSC Code

The Banaskantha Mercantile Cooperative Bank IFSC Code

The Bank Of Nova Scotia IFSC Code

The Baramati Sahakari Bank IFSC Code

The Cosmos Co Operative Bank IFSC Code

The Delhi State Cooperative Bank IFSC Code

The Gadchiroli District Central Cooperative Bank IFSC Code

The Greater Bombay Cooperative Bank IFSC Code

The Gujarat State Cooperative Bank IFSC Code

The Hasti Coop Bank IFSC Code

The Jalgaon Peopels Cooperative Bank IFSC Code

The Kangra Central Cooperative Bank IFSC Code

The Kangra Cooperative Bank IFSC Code

The Karad Urban Cooperative Bank IFSC Code

The Karanataka State Cooperative Apex Bank IFSC Code

The Kerala State Co Operative Bank IFSC Code

The Kolhapur Urban Co-Op Bank IFSC Code

The Kurmanchal Nagar Sahakari Bank IFSC Code

The Malad Sahakari Bank IFSC Code

The Malkapur Urban Co Operative Bank IFSC Code

The Meghalaya Co-Operative Apex Bank IFSC Code

The Mehsana Urban Cooperative Bank IFSC Code

The Mumbai District Central Cooperative Bank IFSC Code

The Municipal Cooperative Bank IFSC Code

The Muslim Co-Operative Bank IFSC Code

The Nainital Bank IFSC Code

The Nasik Merchants Cooperative Bank IFSC Code

The Navnirman Co-Operative Bank IFSC Code

The Nawanagar Cooperative Bank IFSC Code

The Nilambur Co Operative Urban Bank IFSC Code

The Odisha State Cooperative Bank IFSC Code

The Pandharpur Urban Co Op Bank IFSC Code

The Punjab State Cooperative Bank IFSC Code

The Pusad Urban Cooperative Bank IFSC Code

The Rajasthan State Cooperative Bank IFSC Code

The Satara District Central Cooperative Bank IFSC Code

The Seva Vikas Cooperative Bank IFSC Code

The Shamrao Vithal Cooperative Bank IFSC Code

The Sindhudurg District Central Coop Bank IFSC Code

The Surat District Cooperative Bank IFSC Code

The Surath Peoples Cooperative Bank IFSC Code

The Tamil Nadu State Apex Cooperative Bank IFSC Code

The Thane Bharat Sahakari Bank IFSC Code

The Thane District Central Cooperative Bank IFSC Code

The Udaipur Urban Co Operative Bank IFSC Code

The Urban Co Operative Bank IFSC Code

The Varachha Cooperative Bank IFSC Code

The Vijay Co Operative Bank IFSC Code

The Vishweshwar Sahakari Bank IFSC Code

The West Bengal State Cooperative Bank IFSC Code

The Zoroastrian Cooperative Bank IFSC Code

Thrissur District Co-Operative Bank IFSC Code

Tjsb Sahakari Bank IFSC Code

Tumkur Grain Merchants Cooperative Bank IFSC Code

UCO Bank IFSC Code

Ujjivan Small Finance Bank IFSC Code

Ujjivan Small Finance Bank IFSC Code

Union Bank Of India IFSC Code

United Bank Of India IFSC Code

United Overseas Bank IFSC Code

Utkarsh Small Finance Bank IFSC Code

Uttar Pradesh Cooperative Bank IFSC Code

Vasai Janata Sahakari Bank IFSC Code

Vasai Vikas Sahakari Bank IFSC Code

Vijaya Bank IFSC Code

Woori Bank IFSC Code

Yes Bank IFSC Code

Zila Sahakri Bank IFSC Code

Information of Fund Transfers Using IFSC Code

What is an IFSC code?

IFSC or Indian Financial System Code is a 11-digit alpha-numeric code that is used to uniquely all bank branches within the National Electronic Funds Transfer (NEFT) network by the Reserve Bank of India. This code is used by electronic payment system applications such as RTGS, and NEFT fund transfer

This code helps to identify any bank branch. This code can be used to transfer money online or to transfer money via NEFT or RTGS. This code is unique in that it provides only one code per branch. Just like 1 lakh people have opened account in any branch, they will all be given the same IFSC code.

The starting 4 digits of the IFSC signify the bank's name, followed by a 0 (the 5th digit) and the last 6 digits stand for the branch of a bank. You can also find the IFSC code on the top of a cheque leaf near the bank account number.

When making a bank transfer, it is necessary to identify the bank and the branch where the beneficiary account is held and the IFSC Code is designed to do just that. That is why the IFSC is mandatory for various bank transfers such as NEFT (National Electronic Funds Transfer) and RTGS (Real Time Gross Settlement)

What is an MICR code?

MICR code is a code printed on cheques using MICR there full from of (Magnetic Ink Character Recognition). This enables identification of the cheques and which in turns means faster processing. an MICR code is a 9-digit code that uniquely identifies the bank and branch participating in an Electronic Clearing System (ECS)

MICR code contains numerical values only. It is a nine digit code, usually printed on cheque leaves. MICR Code is used for processing cheques easily. You can easily find your branch MICR number at the bottom of your cheque leaf, printed adjacent the cheque number.

What is NEFT?

NEFT (National Electronic Funds Transfer) is an electronic funds transfer system maintained by the Reserve Bank of India (RBI). NEFT enables bank customers in India to transfer funds between any two NEFT-enabled bank accounts on a one-to-one basis. It is done via electronic messages.

NEFT works for (24×7 - 365 days). NEFT transaction after usual banking hours of banks are expected to be automated transactions initiated using Straight Through Processing modes by the banks.

NEFT means National Electronic Fund Transfer which is a nationwide electronic payment system allowing the quick interbank transfer of funds. The transactions between banks are processed and settled in batches of one hour on netting off basis. Hence, the time to transfer the funds can range between 1-2 hours

What is RTGS?

RTGS (The term real-time gross settlement) refers to a funds transfer system that allows for the instantaneous transfer of money and/or securities. RTGS is the continuous process of settling payments on an individual order basis without netting debits with credits across the books of a central bank.

Unlimited amount of money can be transferred via RTGS through a bank branch. The upper ceiling for online RTGS depends on the bank. It takes 30 minutes to add beneficiary for RTGS transaction. After the beneficiary is added, the payer needs to wait for 24 hours before making the transaction.

What is IMPS?

IMPS (Immediate Payment Service) is an instant interbank electronic fund transfer service through mobile phones. It is also being extended through other channels such as ATM, Internet Banking

IMPS is completely safe, secure and cost-effective. IMPS has no minimum amount limit on transactions of funds. IMPS is available for 24 hours in a day and even on holidays. The customer can make intrabank as well as interbank payments

IMPS Maximum Limit per transaction is Rs.2 lakh (INR 2,00,000). Multiple transactions may be permissible depending upon your bank and IMPS Limits approved.

What is UPI Payment?

UPI (Unified Payments Interface) is an instant real-time payment system developed by National Payments Corporation of India facilitating inter-bank peer-to-peer and person-to-merchant transactions.

UPI is a concept that allows multiple bank accounts to get into a single mobile application. This idea was developed by the National Payments Corporation of India and is controlled by the RBI and IBA (Indian Bank Association).

NOTE:

Entering wrong information in the IFSC code is the direct way to lose your money. So the banking system failed to transfer money and fund will be refunded to the bank account. Adding beneficiary, before making NEFT or RTGS transaction is an important step.