IFSC code, MICR code and branch code of all NEFT / RTGS / IMPS enabled bank branches in India

Find IFSC Code, MICR Code of any bank branch in India. all details are updated regularly to ensure correctness. You can find located address, phone number, IFSC Code and MICR Code of all available bank branches. Old and expired bank ifsc and micr codes are also displayed for legacy reference, and marked with a warning message.

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You can find any bank ifsc codes across india. Getmyifsccode.com has across India All 233 Computerised Banks and their 180440 Branches and IFSC code Listed. like popular banks HDFC BANK, AXIS BANK, STATE BANK OF INDIA, ICICI BANK, YES BANK, branch located address and contact number information stored our database.

List of All Banks - IFSC Code

(Select Bank Name of want ifsccode then State then District then branch to see Details)

Browse IFSC code from Banks Listed of All 233 Computerised Banks

Information of Fund Transfers Using IFSC Code

Transaction Charges




Up to Rs. 10,000  Rs. 2.50  Min. 2  Lakhs  Rs. 5.00
Rs 10,000 – 2 Lakh  Rs. 15.00  Rs. 26  Rs. 10.00
Above 2 Lakh  Rs 25.00  Rs. 51  Rs. 15.00

What is an IFSC code?

IFSC or Indian Financial System Code is a 11-digit alpha-numeric code that is used to uniquely all bank branches within the National Electronic Funds Transfer (NEFT) network by the Reserve Bank of India. This code is used by electronic payment system applications such as RTGS, and NEFT fund transfer

This code helps to identify any bank branch. This code can be used to transfer money online or to transfer money via NEFT or RTGS. This code is unique in that it provides only one code per branch. Just like 1 lakh people have opened account in any branch, they will all be given the same IFSC code.

The starting 4 digits of the IFSC signify the bank's name, followed by a 0 (the 5th digit) and the last 6 digits stand for the branch of a bank. You can also find the IFSC code on the top of a cheque leaf near the bank account number.

When making a bank transfer, it is necessary to identify the bank and the branch where the beneficiary account is held and the IFSC Code is designed to do just that. That is why the IFSC is mandatory for various bank transfers such as NEFT (National Electronic Funds Transfer) and RTGS (Real Time Gross Settlement)

What is an MICR code?

MICR code is a code printed on cheques using MICR there full from of (Magnetic Ink Character Recognition). This enables identification of the cheques and which in turns means faster processing. an MICR code is a 9-digit code that uniquely identifies the bank and branch participating in an Electronic Clearing System (ECS)

MICR code contains numerical values only. It is a nine digit code, usually printed on cheque leaves. MICR Code is used for processing cheques easily. You can easily find your branch MICR number at the bottom of your cheque leaf, printed adjacent the cheque number.

What is NEFT?

NEFT (National Electronic Funds Transfer) is an electronic funds transfer system maintained by the Reserve Bank of India (RBI). NEFT enables bank customers in India to transfer funds between any two NEFT-enabled bank accounts on a one-to-one basis. It is done via electronic messages.

NEFT works for (24×7 - 365 days). NEFT transaction after usual banking hours of banks are expected to be automated transactions initiated using Straight Through Processing modes by the banks.

NEFT means National Electronic Fund Transfer which is a nationwide electronic payment system allowing the quick interbank transfer of funds. The transactions between banks are processed and settled in batches of one hour on netting off basis. Hence, the time to transfer the funds can range between 1-2 hours

What is RTGS?

RTGS (The term real-time gross settlement) refers to a funds transfer system that allows for the instantaneous transfer of money and/or securities. RTGS is the continuous process of settling payments on an individual order basis without netting debits with credits across the books of a central bank.

Unlimited amount of money can be transferred via RTGS through a bank branch. The upper ceiling for online RTGS depends on the bank. It takes 30 minutes to add beneficiary for RTGS transaction. After the beneficiary is added, the payer needs to wait for 24 hours before making the transaction.

What is IMPS?

IMPS (Immediate Payment Service) is an instant interbank electronic fund transfer service through mobile phones. It is also being extended through other channels such as ATM, Internet Banking

IMPS is completely safe, secure and cost-effective. IMPS has no minimum amount limit on transactions of funds. IMPS is available for 24 hours in a day and even on holidays. The customer can make intrabank as well as interbank payments

IMPS Maximum Limit per transaction is Rs.2 lakh (INR 2,00,000). Multiple transactions may be permissible depending upon your bank and IMPS Limits approved.

What is UPI Payment?

UPI (Unified Payments Interface) is an instant real-time payment system developed by National Payments Corporation of India facilitating inter-bank peer-to-peer and person-to-merchant transactions.

UPI is a concept that allows multiple bank accounts to get into a single mobile application. This idea was developed by the National Payments Corporation of India and is controlled by the RBI and IBA (Indian Bank Association).


Entering wrong information in the IFSC code is the direct way to lose your money. So the banking system failed to transfer money and fund will be refunded to the bank account. Adding beneficiary, before making NEFT or RTGS transaction is an important step.

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